![]() ![]() Descriptions of all coverages and other features on this page are necessarily brief in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy and/or speak to an insurance representative. ![]() This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Please note: The above is meant as general information to help you understand the different aspects of insurance. Whether you're a current or existing customer, you can call 1-86 for assistance, or use one of these methods to get your SR-22: In certain states, we'll be required to file by mail. For new customers in most states, immediately upon the purchase of your policy, we'll electronically file your SR-22 form with the department of motor vehicles in the requested state. Progressive can provide an SR-22 quickly and easily, regardless of the reason. If your policy is canceled or lapses while you're carrying an SR-22, your insurance company will alert the DMV and your license will be suspended. Once removed, it's possible your insurance rate will go down if you saw an increase after filing your SR-22, but this isn't guaranteed. You'll have to ask your insurance company to remove the SR-22 from your policy. How do I get my SR-22 removed?Īn SR-22 won't automatically fall off your insurance policy once it's no longer needed. How do I know when my SR-22 is up?Ĭontact your state's department of motor vehicles to find out the exact length of time you'll need to carry an SR-22 - in most states, it's three years. However, the increase to your policy's rate will vary based on your ZIP code, vehicle, driving record, insurance history, and other factors. How much will an SR-22 increase the cost of my insurance?ĭue to the fact that some insurers consider SR-22 drivers as high risk, your rate could increase. You'll also need to pay the filing fee with each policy term that the SR-22 is required. At Progressive, we'll include the fee for the SR-22 filing in your cost for each policy term. In some states, you'll have to pay the filing fee up front. How much does an SR-22 cost?Īn SR-22 costs approximately $25 to file, though the cost may vary by state and the insurance company. Learn more about non-owner car insurance. An agent can write you a policy with an SR-22 even if you don't have a vehicle. You'll need a "Named Non-Owner Coverage Endorsement" with an SR-22, meaning you'll be covered under your state's liability requirements whenever you drive a vehicle. What if I need an SR-22 and don't have a car?Ĭall us at 1-86, and we'll refer you to an insurance agent in your area. ![]() Progressive can file your SR-22 anytime and anywhere in the United States. That's common, especially if you received a violation while visiting or living in a different state. What if I need an SR-22 in a state I don't live in? Since many insurance companies don't offer coverage for SR-22s, it's a good idea to let potential insurers know upfront that you require an SR-22 to save yourself some time. If you don't have auto insurance or your current insurer doesn't offer SR-22s, then you'll need to buy a new policy. They'll add the SR-22 endorsement to your existing policy and then file the SR-22 insurance document with the state that requires it. If your insurance company offers SR-22 form filings, all you have to do is call them and they'll take care of it. The FR-44 document is similar to an SR-22, but the liability limits are typically double the state's minimum. Usually required after a DWI or DUI conviction, the FR-44 is only used in Florida and Virginia.
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